If your only concern these days is how to find the best acne treatment, you are probably a teenager who doesn’t realize that the future might cost them a bit more. I recently read about the CLASS (Community Living Assistance Services and Supports) Act that was added into the Health Care Reform Bill. Those in favor of the bill would have you believe that it will be making money, but this is far from the truth. The CLASS Act provides for long term care assistance.

The CLASS Act is a voluntary health care program that will charge premiums. Low income individuals may pay as little as $5 per month for the premiums. Individuals are enrolled automatically and payments will be deducted right from your paycheck. With an extra effort on your part you can opt out. In the first ten years of the Act, it will look like the government is actually taking in money. But, wait until people start using the benefits. The Act calls for $50 a day payout or $18,250 per year with NO lifetime limit. This could add up quickly. Will it eventually be paying out more than it is taking in?

If this remains as part of health care reform, make sure that you opt out if you don’t want the coverage or you could be paying extra every month.